It’s highly unlikely lending and regulation is going to halt demand and impact.

It is time to discuss types of ownership eg. more leasehold; taxation eg. more contribution to national infrastructure, health, environment.

Let’s be innovative and imaginative – we have what most people and corporations want – security, wealth, well being. All comparative of course but we remain one of the luckiest countries.

So how best to share it – let’s debate widely and deeply and constantly.