Archive for Buying Property Tips

The Change you are Looking for?

This is for a fruit you probably have ever never heard of, with a product range you may have never considered.  Perhaps you have not even considered organics and biodynamics that have now been established for it.

Is it time to do something different with your life?  Have you considered making a significant change but not exactly sure for what.? Do you have an amazing skill set but want to apply it in a very different way?  This is an opportunity that does not come along very often.  If I could have another life, I would do it myself.

What it does provide is an established business, the biggest plantation, plant breeder rights and an enormous upside for the entrepreneurial problem solver.

Let me introduce you to Achacha – think of the cha-cha with Ah in front of it.  It is Bolivian but Queensland is the perfect equal location and that is what these first group of entrepreneurs did.  Went to Bolivia, researched it all thoroughly and then brought it to Australia.

For what is now another perfect product for Australian horticulture.

I’m excited to share this with you and hope that if it is not for you, you may know someone perfect for it. 

Or, ideally I think, a group of people, who could be involved in some capacity.  One or more may choose to live there in one of the 2 existing houses.  And over time the group could build a fantastic Eco Home designed with all the latest and greatest features and systems.  And this could be on the third title available.

So, this is an opportunity to express your values.  If you have a commitment to environmental sustainability you can continue the organic certification and biodynamic systems.  Not essential but you would be crazy not to.

Request the Buyer Prospectus here.  There is also an excellent Investor Presentation.

Community, ecovillage, cohousing, multiple occupancy

Many people often ask us where can I “buy community”.  Of course, most communities are built by the people who live there – the interactions, relationships over time, history of local events.  The features of community that are desirable are connectedness, looking out for each other.   Historically community meant some sort of social unit with certain norms, religion, values, customs, or identity. Usually, a place or geographical region.  Since the advent of the world wide web, use of ‘community’ and ‘tribe’ has become much more a sense of shared values and experience.

In establishing cohousing and ecovillages, people have sought to design and build for certain behaviours and values based on a shared philosophy of sustainability.   The intention being a shared vision to create places that will address social, culture, ecology and economy – the four pillars of sustainability. 

CoHousing
Cohousing was first established in Scandinavian countries.  The design of the houses was to encourage frequent interactions and form close relationships, so architecture is important.  Often 20-40-60 homes with large common areas for the residents (and their guests) to interact in. Personal privacy remains important so often the front part of the houses and common areas were for neighbourhood and community interaction and events, the rear part of the houses private.  Ownership, decision-making and community contribution are usually the keys to engender the social and cultural changes desired. Many have consensus whilst others may differ to allow residents to ‘pay’ instead of contributing their labour. Shared resources often mean saving money as well as less expenditure on individual systems such as power and water.


EcoVillages
Ecovillages in Australia have mostly been built in regional areas, often with larger acreage involved. A broader term than cohousing each is designed by the people who live there, even if there is an original overall plan.

Participatory processes apply so that all the knowledge and experiences of members are utilised with the intention of creating a group of people who combine for a shared purpose to live sustainable lifestyles.

Multiple Occupancy
Another feature of ‘cohousing’ in Australia has been multiple occupancies which began in the 1960s as people lived together on land in rural areas with limited money and the desire to live more communally.  Often, they worked to transform degraded farms back to rainforest and bush as part of their philosophy to live close to the land and protect it.

Legal ownership has also developed over the years.  A lot of multiple occupancies became companies with share ownership in the company.  Community title was also established for ecovillages and cohousing.  The simple way to understand it is more like strata title, where there is individual ownership of each house or apartment (and sometimes land) with shared ownership of the community resources (sometimes including some sort of enterprise).  

You can see there is plenty of variety for you to consider.  It is finding one that suits your needs, preferences and budget.   Check out some here at Castlemaine Victoria, Shepherds Ground in NSW and Denmark in Western Australia.  All fine examples of ecoproperty® and available for you now.

Regional Incentives

Regional Skills Relocation

The NSW Government has established the Regional Skills Relocation Grant to increase the availability of skilled and experienced workers for businesses setting up in, relocating to, or existing in regional NSW.

Grants will be available for businesses operating in NSW regional eligible industries. The funding is available to assist with the relocation costs of eligible skilled workers they employ that move from metropolitan areas to regional NSW.

The NSW Government has committed $10 million for applications over the next four years—$2.5 million will be available each year, providing 250 grants of up to $10,000 per eligible skilled worker.

Regional Incentives

Relocation for Jobs

Relocation Assistance to Take Up a Job (RATTUAJ) is an Australian Government program that assists eligible participants to relocate to take up an offer of full time, ongoing employment. Relocation assistance helps participants accept work outside of their area by removing the financial barriers that can prevent people relocating.

A participant can receive assistance of up to:

  • $6000 (GST exclusive) if relocating to a regional area
  • $3000 (GST exclusive) if relocating to a capital city
  • an extra $3000 (GST exclusive) if relocating with a dependent.

Funding can be used for a range of relocation costs. For example, up to two month’s rent, rental bond, removalist costs, travel costs, food during relocation and some employment-related expenses. Pre-approved assistance is made by reimbursement, paid directly to a service provider or in advance where necessary.

Regional Incentives

Teachers

The Victorian Government is offering teachers a one-off incentive payment of up to $50,000 (pre-tax) to encourage them to apply for hard-to-staff positions.

The average incentive offered will be approximately $25,000. This includes additional retention payments of up to $9,000 for three years, plus relocation support.

See more here [link]

Water Tanks – Keep Healthy

Check out some good tips on water tanks in an article on our Facebook page as it is very important when designing and managing your property with water tanks. If water is to be used for drinking water, and rainwater in your location may be very delicious, more industrialised water systems were developed for good reasons, just like sewerage. Now we are in next generation, with more knowledge of how we use our natural resources.

Apartment Owners – Check Your Local Area

Apartment owners and buyers be warned – APRA tightening on investor lending may be starting to bite.

Deposit holders who cannot find sufficient finance are selling on, sometimes walking away from deposits.This will put downward pressure on prices, and eventually impact on developers and their financiers.

If you are located in this type of local market, take some time to review your own assets and check values with your lifestyle and any plans.

Financial Property

Over winter this year we will be discussing the financing of properties, traditional banks of course and other usual sources. More importantly we will be looking at your experiences and those of our clients, innovations that are coming in to the market, how to get the best loan, the best financiers for different types and location of property. So stay tuned to join in and share your experience and what you need for your property ownership and management. Please look out for our note of how to participate towards the end of April.

Check Your Pool

If the article by Kelly Burke Daily Telegraph is the tip of the iceberg, the number of tragedies in outdoor pools continues this Summer despite all the warnings and information available. Some Councils like Blacktown, Sydney have five officers and inspected 18,000 pools last year, nearby Liverpool only 160 pools. How many with faults? Up to 98%, so check for faulty gates and locks and any methods toddlers can use to satisfy curiosity but with so often severe consequences.

Build Your Eco Home

Qld Yungaburra – Gorgeous Block to build a home

Vic Newstead – Build one or Several Eco Homes, Asset Build

Apartments and Investing

If you are looking to invest or buy apartments you may want to seriously consider the impact of the changes by the major Banks to lending to overseas buyers.  Basically changing their criteria for non-resident lending may have impact on any local markets where these types of buyers have been major players.